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Monday, June 3, 2024

An earthquake is a sudden and rapid shaking of the Earth caused by the breaking and shifting of rock beneath the Earth’s surface. This seismic activity can sometimes trigger landslides, avalanches, flash floods, fires, and tsunamis....

Monday, June 3, 2024

Wedding insurance is a type of special event insurance designed to safeguard your big day. It provides financial protection against unexpected mishaps and disruptions that can occur during wedding planning, such as: Liability...

Monday, June 3, 2024

Potato salad is a classic side dish that's perfect for picnics, barbecues, or any gathering. With just a few simple ingredients, you can create a delicious and satisfying dish that everyone will love.Ingredients:2 pounds potatoes...

Monday, April 8, 2024

E-bike Insurance (or Lack Thereof) Electric bicycles, commonly known as “e-bikes,” have taken the world by storm. Reports from Precedence Research indicate that e-bike sales are poised to surge over the next decade, with estimates...

Monday, April 8, 2024

As a homeowner, renter, or business owner, you have a legal obligation to either make these attractions inaccessible to curious children or eliminate the danger entirely.1 An attractive nuisance refers to a feature on your property...

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Thursday, February 22, 2024

Catastrophic coverage gaps in personal lines insurance refer to situations where policyholders may face significant financial losses due to events or risks that are not adequately covered by their insurance policies. These gaps can...

Thursday, February 22, 2024

The National Weather Service (NWS) is an agency of the United States federal government that is tasked with providing weather forecasts, warnings of hazardous weather, and other weather-related products to organizations and the public...

Thursday, February 22, 2024

Yard work encompasses a range of tasks essential for maintaining the exterior of a homeowner's property. This includes activities like lawn mowing, tree trimming, landscaping, and general outdoor maintenance. Engaging in regular yard...

Thursday, February 8, 2024

 Insurance to value refers to the practice of ensuring the amount of insurance coverage you have accurately reflects the true value of the property or assets being insured. Here's what you need to know about it: Replacement Cost vs....

Thursday, February 8, 2024

Deciding whether to purchase insurance for a rental car involves weighing various factors: the type of vehicle, rental duration, location, your existing insurance, credit card perks, available rental car insurance options, and your...

Thursday, February 8, 2024

Washing your car holds various valuable benefits: Preserves Aesthetic Appeal: Regular washing removes dirt, grime, and contaminants, maintaining the exterior's cleanliness. This helps preserve the car's visual appeal, contributing to...

Wednesday, January 3, 2024

If you have a homeowner’s or renter’s insurance policy, you might think that all your items are covered. Well, that’s not always the case. Some things, like baseball cards, stamps, guns, furs, jewelry, or anything else that’s worth a...

Wednesday, January 3, 2024

Winter is a beautiful time of year, but it can also be harsh on your home, especially when it comes to water damage. From frozen pipes to leaky roofs, there are many ways water can wreak havoc on your property. Here's why winter can...

Wednesday, January 3, 2024

How to use your smartphone smartly when you travel Your smartphone can be your best friend when you travel, but you need to do some things before you go and while you’re there. Here are some tips and apps that can help you have a...

Wednesday, January 3, 2024

When it comes to unwinding and relieving stress in your daily routine, few activities rival the effectiveness of dedicating time to your favorite hobbies. Striking a balance between work commitments and leisure pursuits is crucial for...

Tuesday, December 5, 2023

Homeowners insurance plays a crucial role in safeguarding your property and belongings against the perils of winter storms, which are prevalent across the United States. These storms can bring a range of hazards, including heavy...

Tuesday, December 5, 2023

Whether or not your homeowners insurance covers damages or losses resulting from a power outage depends on the specific cause of the outage and the terms of your policy. Here's a breakdown of what is typically covered and not covered:...

Tuesday, December 5, 2023

The holiday season can be a time of great joy and cheer, but it can also be a time of increased waste. With all the extra gifts, wrapping paper, and food packaging, it's easy for our landfills to overflow. However, there are a few...

Friday, October 27, 2023

Saving money on your home and auto insurance is a smart financial move. Here are some tips to help you reduce your insurance costs: Bundle Policies: Many insurance companies offer discounts if you bundle your home and auto insurance...

Friday, October 27, 2023

Homeowners insurance is a crucial safeguard for both your residence and your assets. The standard homeowners insurance policy, typically referred to as HO-3, provides protection against a wide array of unexpected events, ranging from...

Friday, October 27, 2023

Cooking Thanksgiving dinner can be a bit of a challenge, especially if you're hosting a big gathering. Here are some cooking tips to help you prepare a delicious and stress-free Thanksgiving meal: Plan ahead: Create a menu and...

Wednesday, October 11, 2023

The insurance industry is now going through a hard market. A hard insurance market is when there is high demand for insurance coverage and low supply of insurance capacity. This is making it more difficult and expensive for businesses...

Wednesday, October 11, 2023

Identity fraud is one of the fastest growing types of white-collar crime in the U.S. It can be devastating by affecting not only your name and reputation, but also your ability to secure credit, and by compromising your medical and/or...

Wednesday, October 11, 2023

What is Excess & Surplus Lines Insurance? In the U.S., insurance is regulated by the states. For most insurers, the state's Insurance Department will approve the policy language and the premium rates to ensure they are fair. These...

Thursday, October 5, 2023

Ingredients 2-6 washed and dried apples 2-6 apple skewers An 11 oz bag of caramel cubes, unwrapped 2 tbsp of heavy cream Caramel apple bags (optional) Any or all of the following: Sprinkles, candy corn, candy faces, shredded coconut,...

Thursday, September 14, 2023

We know you would probably rather be preparing for pumpkin carving, pumpkin spicing, and maybe even punkin chunkin but when your home is your biggest investment, as it is for many of us, we just don’t have that luxury until everything...

Wednesday, September 13, 2023

This month, your water bill seems excessively high. A further look shows a break in your underground water pipe! To get to the source of the damage and complete major repairs, your front lawn must be excavated, leaving you with a...

Monday, August 28, 2023

Umbrella Insurance: Additional coverage that goes above and beyond the limitations and scope of other insurance. Its purpose is to shield policyholders against significant legal actions and liabilities. In other words, Umbrella...

Tuesday, August 8, 2023

The ownership of e-bikes is increasing and expected to be double by the year 2030 according to Precedence Research. Why are they so popular? Environmental awareness, avoiding traffic, accessible parking and plain ‘ol fun are just a...

Friday, August 4, 2023

August begins right in the middle of the “dog days of summer,” the hottest and most sultry time of the year. Ancient cultures believed that the excessive heat was caused by the alignment of Sirius, the Dog Star, with the sun during...

Friday, August 4, 2023

Hurricane season in the U.S. is inevitable, resulting in billions of dollars of damage annually for home and business owners. These tropical cyclones hit the south and east coasts primarily between June and November, but you can start...